10 Tips To Help You Survive as a New Homeowner

October 11, 2021

If you are new to the world of homeownership, it can be hard to know where to start. There are many aspects of being a homeowner, from gardening and home maintenance tasks to understanding your mortgage or insurance policies. You may not even have friends who are in the same situation as you. But don't worry - we've compiled some great tips for first-time homeowners looking for advice on how to survive their first year as a homeowner.

10 Tips To Help You Survive as a New Homeowner

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Start by Getting Home Insurance 

As a new homeowner, you want to make sure that your home is safe. One of the best ways to protect your property and belongings from damage or loss due to fire, theft, or vandalism is with a homeowners policy. Start by getting home insurance quotes from multiple providers so you can choose which provider has policies at the most affordable price for your budget.

Follow up by calling around for homeowners insurance quotes to determine what different companies will charge you for their policies before making a final decision. Make sure they offer coverage types like replacement cost value (RCV) and actual cash value (ACV). The higher limits on ACV coverage are better if you have expensive items that could be stolen or lost. Ask your insurance agent if they offer different types of policies that cover the replacement cost value (RCV) as well as actual cash value (ACV). Higher ACV coverage limits are better if you have expensive items that could be stolen or lost, so it's best to choose a policy with high values to protect yourself from financial loss.

Have Contacts for Various Repair Professionals

There is always the need for a plumber, carpenter, painter, or electrician. Even if you are not looking to do any renovations right away, it never hurts to get contacts of people who can come in and help with smaller jobs around your house. Having these numbers on hand will be helpful, and you can decide which ones to call depending on what needs doing.

Take Your Time With Renovation Projects 

Don’t rush into renovations or projects you aren’t ready for. Many people make the mistake of assuming they can do things on their own and end up with a half-finished project and no idea how to handle it. If there is something that looks like more work than you thought, take some time to research it before you begin working on it yourself. You might also want to ask around for advice from those who have experience in the area like roof inspection, as this will probably save your sanity and money.

Invest in a Patio

If you're like many homeowners, the first thing that comes to mind when thinking about your home is probably not a patio. However, as time goes by and you become more and more accustomed to living in your new home, investing in one may be something worth considering. 

Patios can make beautiful additions to homes of all kinds – from those located on small city lots to sprawling country estates with acres upon acres available for outdoor living. But, no matter your home's situation, there are a few things to consider when planning for your patio's installation, like furniture. So, here is a Patio Furniture Buying Guide: 5 Tips For Choosing The Best Pieces for your reference.

A good idea is to start by deciding on the basic design of your new patio,  with an eye towards making it blend in with the rest of your home and property as seamlessly as possible. While you may want something unique that stands out from everything else around it, this can be tricky when trying to pair it perfectly with existing elements like walkways or driveways. So make sure you consider these factors before moving forward.

If there aren't any nearby walls surrounding your property, consider installing decorative fencing along the perimeter – not only will this help define where your outdoor living space ends and starts and provide extra privacy if desired. In addition, these can be easily customized to match your existing fence, so you can take advantage of having them both installed simultaneously.

If there isn't already a patio or flagstone path leading from your home's main entrance out into the open space that surrounds it, then now is a great opportunity to install one. Even if you're planning on building a new walkway and driveway connecting your front door directly with what will become your backyard, creating an outdoor living area right next to these elements – perhaps even using some of the leftover stones – can make things easier when getting ready for installation. 

This way, everything comes together in perfect harmony without any major renovations needed later down the line. Remember how we mentioned making sure whatever design choices you go with blend in with the rest of your property? This is a great way to do just that!

Keep All Home Warranties Safe 

In the event your home warranty is lost, stolen, or misplaced, it's essential to keep a copy of any and all details on hand. Also, if multiple people are on the policy, make sure everyone involved has access to this information if something happens while one person is away from home for an extended period.

Home warranties cover repairs to appliances that have failed during the home's warranty term, but they don't cover items that need maintenance or replacement long before their expected lifespan is up. 

Check Your HVAC System 

As the weather begins to change, you might notice that your HVAC system is not doing what it is supposed to. The heating and cooling units are both complicated machines that will break down over time. Like any other machine, you will want to inspect it so that you can be aware of what is going on. If there are problems, then this could cost more than just money. It may lead to your health being at risk because of poor air quality or temperature inside your home.

Upgrade Your Security System 

Invest in a security system. Be sure to have working fire alarms as well. If you can hear the alarm, then your neighbors will hear it too, and that's one way of getting help during an emergency if no one has a phone nearby or there is no cell service because of a storm. Also, make sure that your security system is up to date and fully functional. There's nothing worse than having a false alarm go off because of an old sensor or other malfunction.

Get Help With Your Tax Return 

A good solution is to do your research on the internet for information about filing taxes as a homeowner. This will help you better understand what deductions apply to homeownership and which ones don't. In addition, you should make sure you save all of your receipts related to home-related expenses throughout the year, so when it comes time to file your taxes, this process goes much more smoothly. 

For instance, if you bought new appliances for your kitchen, then keep those receipts saved because they could be deducted on future years' returns. When doing research, remember that there are many websites with information on homeownership tax deductions so you can be sure to get accurate and helpful results.

Don't Ignore Home Maintenance 

Don't ignore home maintenance as it could be the difference between an organized home and an unappealing one. In addition, it’s crucial to maintain the exterior of your house so that it doesn’t lose its value over time or become an eyesore for your neighbors and community. 

Too much work? Hire a reputable handyman instead. You can find one through referrals from friends who have already used their services or from an online review. Or check out Handy, which connects homeowners with helpers for small jobs like fixing clogged drains or assembling furniture. Make sure all repairs are up-to-code. Before making any major renovations, consult a professional to make sure everything in your home is up-to-code.

Get To Know Your Neighbors

Your neighbors will become the most important people in your new community, and they'll likely care more about you than anyone else. So when you first move into a neighborhood, introduce yourself to everyone. Many times it's easy to meet them because they're likely cleaning their car or working on another project outside on your moving day. 

Neighborhood block parties are an excellent opportunity as well - get talking. You can also serve better by helping others with small things like picking up dog poop whenever you see it lying around. If someone needs to move from one place to another, but they don’t have access to transportation, then lend them yours without asking for anything in return.


You are now a homeowner. Congratulations on your new home and all of the hard work you have put into making this dream come true. The first year can be especially grueling because there is so much to do, but try not to get too overwhelmed. It will take time for things to go back to normal after the chaos of moving, so be patient.

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